FHA remains one of the most popular home mortgage options for Florida homebuyers. Limited down payment, flexible credit guidelines, and low interest rates are just a few of the FHA loan advantages. One of the biggest benefits of an FHA loan is the low down payment requirement. While most conventional …Read More
FHA Home Loan Information
North Carolina FHA Loan Guide
An FHA insured mortgage is a home loan guaranteed by the United States Federal Housing Administration and processed by an FHA approved lender or banks. The Federal Housing Administration loan program started in the 1930s during the Great Depression. The goal of the program was to try to protect lenders and home …Read More
Florida Government Mortgages: FHA Vs USDA
We often get the question of which government program would be better, FHA or USDA? A quick search on the internet will give you a general view of each program’s benefits. Most of them suggest the USDA loan would be the better choice, assuming you meet the two key eligibility …Read More
Jacksonville First Time Buyer Loan Programs Explained
First-time buyers are the catalysts in nearly every real estate market, Jacksonville included. When someone buys their very first home, that allows the existing property owners to move up and buy their second or third home. Over time, as equity builds, current owners then use that accrued equity to move …Read More
FHA Lender – Indian River, St. Lucie County
Homebuyers in Indian River & St. Lucie County may want to consider getting an Federal Housing Authority (FHA) backed loan to finance your home. FHA loans are also backed by the government, which makes them attractive to lenders who handle them. Consider this loan source if one or more of …Read More
FHA Home Loan Q&A
Each day we receive many questions about FHA mortgages from prospective homebuyers. Below we have listed a few of the most common FHA Home Loan Q&A. Do you have a question? Contact us at Ph: 800-743-7556 or just submit the quick info request form on this page. Q: What …Read More
FHA Mortgage Insurance Explained
There are two primary types of mortgage loans available in today’s mortgage marketplace, VA, USDA, and FHA all fall into the government-backed category. Conventional loans are a little different due to the fact that the bank assumes the risk on a loan with no government backing. Government-backed loans will compensate …Read More
Titusville FHA Loan Lender
FHA home loans have continued to gain popularity for new home buyers across Florida. Many homebuyers around Titusville, New Smyrna Beach and Cocoa Beach want financing options that offer min down payment like the FHA program. In addition to the low 3.5% down payment requirement, FHA recently announced the monthly …Read More
FHA Loan Guarantee Fee Explained
There are two primary types of mortgage loans available in today’s marketplace- conventional and government-backed. Conventional loans are those made by lenders who assume the risk of the mortgage loan and are not compensated in any way should the loan eventually go into default. Government-backed mortgages do have a degree …Read More
Jacksonville FHA Lending Loan Limits, Guidelines
The FHA (Federal Housing Administration) is the largest insurer of mortgages in the world, backing over 34 million properties since the 1930’s. FHA provides mortgage lenders with insurance on all loans funded in refinancing or purchasing a home. Mortgage companies are in a sense protected or insured should a buyer …Read More