The USDA loan program is a government insured mortgage backed by the USDA / Department of Rural Housing. The United States Department of Agriculture (USDA) sets the lending standards for the program, which is followed by all USDA approved lenders, brokers, and banks across the country. Also known as the …Read More
First Time Home Buyers
FHA Loan Requirements for Austin, TX and Travis County
FHA loans were first introduced into the mortgage lending marketplace back in 1934 in an attempt to establish standard guidelines banks could follow that also came with a government-backed guarantee. Prior to this introduction, lending guidelines were essentially all over the map and many potential homeowners were left out of …Read More
Florida Government Mortgages: FHA Vs USDA
We often get the question of which government program would be better, FHA or USDA? A quick search on the internet will give you a general view of each program’s benefits. Most of them suggest the USDA loan would be the better choice, assuming you meet the two key eligibility …Read More
2025 First Time Buyer Programs Florida
Mortgage interest rates have increased in recent years, but remain at levels low enough to make home-buying affordable. More Florida first-time buyers are seeing the advantages of buying a home and building equity versus renting. In this post below we look at the most popular 2025 first-time buyer programs in …Read More
Florida Teacher Home Loan Programs
Good news for Florida Teachers – FHA and USDA offers some great mortgage programs available for public service workers that require little to no money down. Whether you are a pre-kindergarten or college teacher, now you can easily realize your homeownership dream. Let’s take a deeper dive to find out …Read More
2025 Government Loan Options
Pretty much all the Government-backed mortgages like FHA, USDA and VA require the same things when getting pre-approved. Here are several key points to think about when deciding to apply for a Government home loan. We also included a short description of the most popular 2025 Government Loan Options today. …Read More
Tennessee First Time Home Owners – 2025 Updates
Tennessee First Time Home Owners have some wonderful choices for mortgage financing this year. The most popular home loans for first-time buyers are Government-backed programs like USDA, FHA, and VA loans. Below we will talk about each program, and discuss the advantages to help you choose the option best for …Read More
Tips for First Time Homebuyers 2025
Are you gearing up to buy your very first home? We’re heading into home buying season and before long the next thing you know you’ll be living in your brand new home. Buying a home and getting a mortgage is a new adventure for many, so to make the process …Read More
FHA Mortgage Insurance Calculator 2025
We recently revised our FHA mortgage payment calculator on the right side of the page. This FHA mortgage payment calculator figures the principal, loan interest, taxes, home insurance, and FHA mortgage insurance “PMI” costs. Homebuyers will want to adjust the taxes and home insurance as needed, as each home will …Read More
Texas FHA Home Loan Criteria
Texas FHA Home Loan Criteria: The Texas housing market is going strong with increased buying activity. More first time home buyers in Dallas, Houston, Austin, San Antonio, are now entering the market and looking for mortgage options that offer flexibility and manageable terms. The Federal Housing Administration is a mortgage …Read More