The newly revised Florida Hometown Heroes housing mortgage is making homeownership easier for even more qualified Florida residents. Governor DeSantis recently announced the rollout of the Hometown Heroes Program, which helps in-state workers purchase their first home. As of July 2023, the program now includes ALL qualified working residents, not …Read More
Other Florida Home Loans
Florida FHA Home Loan Mortgage Requirements
Whenever we listen to the media all we hear about is how the economy is in the dumps. It can be very uneasy for a Florida first-time home buyer. The truth is, now is a great time to purchase a home in Florida. This is especially true if you are …Read More
2023 Government Loan Options
Pretty much all of the Government-backed mortgages like FHA, USDA and VA require the same things when getting pre-approved. Here are several key points to think about when deciding to apply for a Government home loan. We also included a short description of the most popular 2023 Government Loan Options …Read More
Florida 100% USDA Rural Housing Loan
Are you located in a more rural area of Florida? If so, maybe the 100% USDA home loan can benefit you. Some background – The USDA Rural Development Home Loan is the last remaining no down payment government-insured mortgage program for Florida civilians. The USDA mortgage program is designed to …Read More
Jacksonville FHA Lending Loan Limits, Guidelines
The FHA (Federal Housing Administration) is the largest insurer of mortgages in the world, backing over 34 million properties since the 1930’s. FHA provides mortgage lenders with insurance on all loans funded in refinancing or purchasing a home. Mortgage companies are in a sense protected or insured should a buyer …Read More
Understanding FHA Home Loans – Sarasota County
Sarasota & Charlotte County home buyers looking for a minimum down payment mortgage, look no further than FHA. Did you know in 2023 FHA loans still only require only 3.5% down payment? First, let’s look at the background of the Government-backed FHA loan program. it’s important to understand that FHA …Read More
FHA HUD $100 Down Program
The FHA loan program has helped millions of buyers unlock the door to homeownership over the years through minimum down payment mortgage options. With the recent housing market crash about five years ago, options for 100% home financing have pretty much evaporated. In fact today there are only a few …Read More
Denver 95% Jumbo Financing Programs Revised
Many Denver home buyers today require higher loan amounts just not offered through FHA or Conventional mortgage programs. Additionally, many of these buyers do not have the 20% down payment required by most lenders and banks on their jumbo loans. Colorado home buyers now have new Jumbo financing solutions up …Read More
Jumbo Loan Financing 95% Florida
A Florida jumbo loan is a mortgage where the loan amount is above the conforming limit. Because such a large amount is being borrowed lenders can charge slightly higher interest rates for these loans. Conforming loan limits vary based on your location, and are higher in areas of the country …Read More
FHA Home Loan Q&A
Each day we receive many questions about FHA mortgages from prospective homebuyers. Below we have listed a few of the most common FHA Home Loan Q&A. Do you have a question? Contact us at Ph: 800-743-7556 or just submit the quick info request form on this page. Q: What …Read More