The newly revised Florida Hometown Heroes housing mortgage is making homeownership easier for first-time buyers, and now even more Florida residents are included. Governor DeSantis announced the rollout of the Hometown Heroes Program, which helps in-state workers purchase their first home. The big change as of a few years ago …Read More
Other Florida Home Loans
FHA Home Loan Q&A
Each day we receive many questions about FHA mortgages from prospective homebuyers. Below we have listed a few of the most common FHA Home Loan Q&A. Do you have a question? Contact us at Ph: 800-743-7556 or just submit the quick info request form on this page. Q: What …Read More
Lakeland FHA Home Loan Review
The FHA home mortgage program is a great home loan for Lakeland Florida home buyers looking to purchase in 2026. The FHA still requires only 3.5% for a down payment, which is perfect for buyers that have little savings for a down payment. It’s tough for most entry-level buyers to …Read More
Jacksonville FHA Lending Loan Limits, Guidelines
The FHA (Federal Housing Administration) is the largest insurer of mortgages in the world, backing over 34 million properties since the 1930’s. FHA provides mortgage lenders with insurance on all loans funded in refinancing or purchasing a home. Mortgage companies are in a sense protected or insured should a buyer …Read More
Understanding FHA Home Loans – Sarasota County
Sarasota & Charlotte County home buyers looking for a minimum down payment mortgage, look no further than FHA. Did you know in 2026 FHA loans still only requires 3.5% down payment? Better yet, income eligible home buyers also have new 100% FHA financing options available. First, let’s look at the …Read More
2026 Government Loan Options
Pretty much all the Government-backed mortgages like FHA, USDA and VA require the same things when getting pre-approved. Here are several key points to think about when deciding to apply for a Government home loan. We also included a short description of the most popular 2026 Government Loan Options today. …Read More
VA IRRRL: Inside VA Streamline Refinance
If you’re eligible for the VA home loan program, you have access to perhaps the best mortgage for those who want to finance a purchase without any down payment along with restricted closing costs. Who qualifies? Veterans of the armed forces qualify as do active duty personnel with at least …Read More
Jumbo Loan Financing 95% Florida
A Florida jumbo loan is a mortgage where the loan amount is above the conforming limit. Because such a large amount is being borrowed lenders can charge slightly higher interest rates for these loans. Conforming loan limits vary based on your location, and are higher in areas of the country …Read More
Denver 95% Jumbo Financing Programs Revised
Many Denver home buyers today require higher loan amounts, not offered through FHA or Conventional mortgage programs. Additionally, many of these buyers do not have the 20% down payment required by most lenders and banks for their jumbo loans. Qualified buyers in Colorado now have new Jumbo financing solutions up …Read More
Florida 100% USDA Rural Housing Loan
Are you located in a more rural area of Florida? If so, maybe the 100% USDA home loan can benefit you. Some background – The USDA Rural Development Home Loan is the last remaining no down payment government-insured mortgage program for Florida civilians. The USDA mortgage program is designed to …Read More