January 2015 FHA lender mortgage interest rates are looking great! As of January 2015, current FHA 30 year fixed rates are starting off the year much lower when compared to 2014. FHA 30 year interest rates are currently in the mid to high 3% range with most lenders and banks as we start the new year. Rates can’t get much lower, now is the time to refinance if you haven’t already – says Jay Daniels, FHA loan specialist.
Keep in mind if you are an existing homeowner that currently has a FHA home loan, you have options to refinance and possibly save hundreds each month. The FHA streamline refinance allows homeowners that currently have FHA mortgages to refinance into a lower interest rates, regardless of how little equity you may have, or how much you are “upside down” on your home value. Streamlined paperwork and no appraisal necessary, You can read all about the FHA streamline refinance here.
As for closing turn times in January 2015 – FHA is currently taking about 30 days to close. Serving all buyers in Florida & Georgia 7 days a week. Please reach out to us today by calling 800-743-7556 or just submit the quick Info Request Form on the right side of this page. Mobile users will find the short Info Request Form here