Florida First time home buyers across the nation can still obtain 100% home financing thanks to the USDA 502 Guarantee Loan Program. The USDA loan requirements are the same for all states, and any USDA loan expert will know how to quickly identify approved USDA houses in your area. Below, …Read More
FHA Home Loan News, Tips & Information
FHA HUD $100 Down Program
The FHA loan program has helped millions of buyers unlock the door to homeownership over the years through minimum down payment mortgage options. With the recent housing market crash about five years ago, options for 100% home financing have pretty much evaporated. In fact today there are only a few …Read More
Jacksonville FHA Lending Loan Limits, Guidelines
The FHA (Federal Housing Administration) is the largest insurer of mortgages in the world, backing over 34 million properties since the 1930’s. FHA provides mortgage lenders with insurance on all loans funded in refinancing or purchasing a home. Mortgage companies are in a sense protected or insured should a buyer …Read More
Gainesville, Ocala FHA Mortgage Loan Application
Florida first-time homebuyers in Gainesville and Ocala often ask about the FHA loan application process, and what to expect. Below we have outlined some useful information that details each step of the application process. Buyers should be aware of what is needed before applying for an FHA mortgage, as well …Read More
Key Largo, Key West FHA Down Payment
FHA (The Federal Housing Administration) which is part of the U.S. Department of Housing and Urban Development (HUD), provides different mortgage programs that help make homeownership easier for Florida home buyers to purchase with limited credit, down payment and resources. Everyone knows that South Florida real estate is expensive and …Read More
Low Down Payment Mortgage Options North Carolina
Homebuyers purchasing a new home in North Carolina typically use the proceeds from the sale of their current home as part or all of their down payment. But if you are a first-time home buyer? In this case, you will need to think about your down payment and closing costs. …Read More
FHA Down Payment Assistance Loans: Unlock The Benefits
FHA loans remain the most popular mortgage option for first-time home buyers in 2023. Offering lower down payments and flexible credit score requirements makes them especially appealing to first-time homeowners. New FHA Down Payment Assistance programs have recently emerged to provide even more assistance to homebuyers. Let’s take a closer …Read More
Understanding FHA Home Loans – Sarasota County
Sarasota & Charlotte County home buyers looking for a minimum down payment mortgage, look no further than FHA. Did you know in 2025 FHA loans still only requires 3.5% down payment? Better yet, income eligible home buyers also have new 100% FHA financing options available. First, let’s look at the …Read More
FHA or VA Loan the Better Choice For Mobile Home buyers?
Mobile, Alabama, the county seat of Mobile County, is Alabama’s only saltwater port and the hub of its economic engine. The Port of Mobile was originally an important trading post between the French who colonized the region and the local Native Americans. Today, it’s the 12th largest port in all …Read More
5% Down Payment Jumbo Virginia
Good news for homebuyers purchasing luxury properties around Richmond, Arlington, Virginia Beach, etc, that exceed the standard conventional and FHA loan limits. 5% down payment jumbo loans are once again available through select lenders and banks in Virginia. Qualified buyers can now finance up to 95% LTV for loan amounts up to …Read More