Houston is known for its diverse housing market, offering everything from affordable starter homes to luxury high-end estates. As the real estate market evolves, so do the mortgage options available to homebuyers. If you’re looking to buy a higher-priced home, it’s essential to understand jumbo mortgages, which cater to properties …Read More
FHA Home Loan News, Tips & Information
2025 Seattle Jumbo Loans: Secure a High-Value Home with Low Down Payments
When purchasing a higher priced home, a traditional conforming mortgage may not be enough to cover the costs, which is where jumbo loans come in. A jumbo loan exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, making it a necessity for some Washington homebuyers due to …Read More
3 Ways Millennials Can Invest in Rental Properties
Investing in real estate is back. In fact, a lot of real estate investors have made quite a bit of money scooping up properties at pennies on the dollar at real estate auctions and foreclosure sales. Many of those bargains are long gone but investing in real estate has not. …Read More
Four Things to Avoid When Applying For Mortgage
Buying your very first home is a combination of a little excitement and anticipation. You can do all the research you want but until you get ready to take the leap and speak with your loan officer, you’ll soon discover there’s probably a bit more to it than just filling …Read More
First Time Buyers FHA Loan Program
First time home buyers should check out the FHA mortgage option. Why? There are a few good reasons why more buyers select the FHA loan compared to any other mortgage loan. While the FHA loan isn’t reserved for first time buyers, any approved home buyer choose the program. Underwriting criteria …Read More
Reasons Why Millennials Should Purchase a Home
Millennials have officially taken over as the driving economic force today. As more and more baby boomers face retirement and are no longer in the workforce it’s the millennial who will wield the purchasing power. This age group ranging from 28 to 43 or so, which also means their buying …Read More
Can a Co-Borrower Help You Qualify For Mortgage?
Sometimes you just need a little help. When thinking about buying a home, you want to make sure you can afford the new monthly payments. To do this, you need to speak with a mortgage loan officer. With just a brief conversation over the phone, you can get an update …Read More
FHA Loan Guidelines Self Employed Buyers
Home buyers are required to provide proof of employment as well as income to qualify for any conventional or government-backed (FHA) mortgage today. This is accomplished in two different ways, with paycheck stubs and W2s and the lender sending a Verification of Employment, or VOE form, to the individual’s employer. …Read More
Florida Hometown Heroes Program FAQs For 2025
Each day we receive many questions from homebuyers about the Hometown Heroes Program, please find the most common list of FAQs below. Please connect with us with any questions, or to start your application today. Buyers can also read the complete Hometown Heroes Program Guide here. Question: Who is eligible …Read More
Big Boost To FHA Home Buyers With Student Loans
Some great news was recently announced for home buyers that have student loans. FHA along with the Biden administration is easing FHA lending rules to give borrowers that have student loans a better chance of qualifying for a home loan. The Federal Housing Administration (FHA) announced changes to its student …Read More