The housing market in California has remained steady so far in 2026. The median home price according to Zillow for the state is currently $773,000, which remains flat year over year. California is home to the most expensive real estate in the country and has many higher-priced multimillion dollar properties …Read More
FHA Home Loan News, Tips & Information
Higher Conforming Loan Limits For 2026
It’s an annual tradition that happens in the fourth quarter of each and every year. Well, maybe not a tradition in the sense of a holiday, but the mortgage industry certainly takes notice. What is this event? Back in 2008 as part of the Home Equity Recovery Act, or HERA, …Read More
2026 FHA Loan Limits Announced – Increase For Most
Some good news from the Federal Housing Administration (FHA) today as they announced the new 2026 FHA loan limits. Most of the nation will see an increase, according to a new letter from HUD. FHA calculated 2026’s forward mortgage limits based on the median home prices in accordance with the …Read More
2026 FHA Qualifying Guidelines
The FHA loan program is a mortgage loan that is insured by the Federal Housing Administration (FHA). The federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. In addition to FHA, the federal government also has …Read More
95% Jumbo Home Financing Las Vegas
95% Jumbo loans are back in Las Vegas. This is great for home buyers who need to borrow more than the conventional or FHA loan limits permit but have a limited down payment. The current 2026 Conforming Loan Limits in Nevada is $832,750. FHA loans are capped at $541,287 in Clark …Read More
FHA HUD $100 Down Program
The FHA loan program has helped millions of buyers unlock the door to homeownership over the years through minimum down payment mortgage options. With the recent housing market crash about five years ago, options for 100% home financing have pretty much evaporated. In fact today there are only a few …Read More
USDA Home Loan Tennessee: Benefits for First-Time Buyers
For many first-time homebuyers in Tennessee, the thought of securing a mortgage can be overwhelming. Traditional home loans typically require a significant down payment, which can make homeownership seem out of reach. However, the USDA Rural Housing Loan Program offers a unique opportunity for buyers in designated rural locations in …Read More
Florida 100% USDA Rural Housing Loan
Are you located in a more rural area of Florida? If so, maybe the 100% USDA home loan can benefit you. Some background – The USDA Rural Development Home Loan is the last remaining no down payment government-insured mortgage program for Florida civilians. The USDA mortgage program is designed to …Read More
Sarasota Homebuyer Guide To Understanding Jumbo Loans
Buying a home in Sarasota is an exciting adventure, whether you’re seeking beachfront, a downtown condominium, or a suburban family home. With Sarasota’s growing real estate market, especially for luxury properties, many homebuyers find themselves in need of jumbo loans. If you’re exploring high-value properties, it’s essential to understand how …Read More
FHA Home Loan Mortgage Payment Calculator
Please be sure to check into the FHA home loan calculator at the bottom right side of your screen. This will help you determine a real FHA mortgage payment with taxes, homeowners insurance and mortgage insurance included. Please note, this does not include any homeowners association dues/fees. The FHA mortgage …Read More